Chairman and Executive Director

Mr. Sin Kwok Lam

Mr. Sin Kwok Lam is the founder, the Chairman and an Executive Director of First Credit Finance Group. Mr. Sin is also a director of First Credit Limited and a number of subsidiaries of the Group and is currently the chairman of Nomination Committee and a member of Remuneration Committee.

Mr. Sin is responsible for managing the Board to ensure its effectiveness in all aspects by providing strategic and business direction. Mr. Sin spent over 30 years in banking and finance industry. He served in renowned bank at top management level and acquired extensive experience including internal audit, finance, risk management and business.

Mr. Sin obtained a master degree in Business Administration from Oklahoma City University, USA, a certified diploma in Accounting and Finance from the Chartered Association of Certified Accountants, a diploma in law from City University, London, United Kingdom and a bachelor of laws (LL.B) degree from Manchester Metropolitan University. Mr. Sin is an associate of the Institute of Bankers and the Hong Kong Institute of Bankers, and is a fellow of the Association of Taxation and Management Accountants.

Chief Executive Officer and Executive Director Mr. Tsang Yan Kwong

Mr. Tsang Yan Kwong is the Chief Executive Officer and an Executive Director of the Group. He is also a director of First Credit Limited and certain subsidiaries of the Group.

Mr. Tsang is responsible for supervising the Group's overall operation and management, formulating market strategies and ensuring the loan quality of the Group. Mr. Tsang has over 26 years of experience in banking and finance field and served at top management level in several credit, financing companies.

Mr. Tsang obtained a master degree of Business from the University of Newcastle, Australia and a diploma in Management Studies jointly from Lingnan University and The Hong Kong Management Association.

Executive Director and Company Secretary Mr. Leung Wai Hung

Mr. Leung Wai Hung is an Executive Director and the Company Secretary of the Group. He is also a director of First Credit Limited and all subsidiaries of the Group.

Mr. Leung is responsible for the operation of the Group, especially overseeing the loan approval, collection matters and company secretarial matters of the Group. He has over 19 years' experience in banking and finance sector and engaged in managerial role in banks and financial corporations.

Mr. Leung obtained a bachelor degree of Business Administration (with honours) from Lingnan University and a master degree of Corporate Finance and a master degree of Corporate Governance from The Hong Kong Polytechnic University. Mr. Leung is also an associate member of The Institute of Chartered Secretaries and Administrators and The Hong Kong Institute of Chartered Secretaries.

Executive Director Ms. Ho Siu Man

Ms. Ho Siu Man is an Executive Director and Compliance Officer of the Group. She is also a director of First Credit Limited and all subsidiaries of the Group.

Apart from being responsible for supervising the administrative and accounting matters of the Group, Ms. Ho also takes part in managing the Group's operation. Ms. Ho has acquired fruitful experience and professional knowledge through her devotion in the banking and finance industry for over 23 years.

Ms. Ho obtained a bachelor degree of Financial Services (with honours) from Edinburgh Napier University and a master degree of Corporate Governance from The Open University of Hong Kong. She is also an associate member of the Institute of Chartered Secretaries and Administrators and The Hong Kong Institute of Chartered Secretaries.

Independent Non-Executive Director Mr. Fung Kam Man

Mr. Fung Kam Man was appointed as an Independent Non-Executive Director of the Company in July 2016, and is currently the chairman of Remuneration Committee and a member of Audit Committee, Nomination Committee and Compliance Committee. He has more than 20 years' experience in the continuing education and vocational training field.

Mr. Fung has obtained a bachelor degree in Business Administration from The Chinese University of Hong Kong, a master degree of science in Financial Management from the University of London and a doctor degree in Philosophy awarded by the University of Nottingham.

Mr. Fung has been certified as a Project Management Professional by the Project Management Institute. He is also a certified financial planner of the Institute of Financial Planners of Hong Kong and a certified financial planner of The Chinese Institute of Certified Financial Planners.

Independent Non-Executive Director Mr. Wang Zhiwei

Mr. Wang Zhiwei was appointed as an Independent Non-Executive Director of the Company in October 2016, and is currently the member of Audit Committee, Nomination Committee, Remuneration Committee and Compliance Committee.

Mr. Wang has over 15 years of experience in holding senior executive positions in various corporations in the PRC with business involving e-commerce, software development, coal and energy development and solar power.

Mr. Wang obtained a bachelor degree in Mechanical Engineering from Taiyuan Institute of Machinery (currently known as the North University of China) and has been qualified as a senior engineer in electronic engineering in the PRC.

Independent Non-Executive Director Dr. Chan Kin Keung Eugene

Dr. Chan Kin Keung Eugene was appointed as an Independent Non-Executive Director of the Company in June 2017, and is currently the chairman of Compliance Committee and a member of Audit Committee, Nomination Committee and Remuneration Committee.

Dr. Chan has extensive experience in the education sector. He was a part-time clinical lecturer of the Faculty of Dentistry of The University of Hong Kong and had been a clinical associate professor (honorary) of the Faculty of Medicine of The Chinese University of Hong Kong. Dr. Chan also serves as a visiting professor of the Jinan University in the PRC and was appointed as a member of the Hong Kong Quality Education Fund Steering Committee.

Dr. Chan obtained a bachelor degree in Dental Surgery from The University of Adelaide and was granted a Fellowship Ad Eundem in general dental practice by The Royal College of Surgeons of England. Dr. Chan was the president of The Hong Kong Dental Association and is currently a registered dentist with The Dental Council of Hong Kong.

Independent Non-Executive Director Mr. Ng Ting Chi

Mr. Ng Ting Chi was appointed as an Independent Non-Executive Director of the Company in June 2017, and is currently the chairman of Audit Committee and a member of Nomination Committee, Remuneration Committee and Compliance Committee.

Mr. Ng has over 7 years of experience in the field of accounting, auditing and financial services. Mr. Ng worked as a senior partner in big 4 accounting firms, his work included auditing, financial statement analysis, due diligence advisory work, compliance reporting and internal control review. Mr. Ng is a licensed representative of a financial corporation (Type 1 and Type 6 regulated activities), responsible for supervising and leading a wide range of corporate finance activities, which mainly include initial public offering, compliance and financial advisory services for listed companies and other capital raising activities.

Mr. Ng obtained a bachelor degree in Economics, specialising in financial economics and finance from The University of New South Wales. Mr. Ng is currently a Certified Public Accountant of Hong Kong Institute of Certified Public Accountants and a Certified Practising Accountant of CPA Australia.